LOGO DebtBuddy

Connect

GET YOUR FREE CREDIT REPORT

Download Credit Report

See how much you can SAVE on your debt repayments

Calculate my savings

How we can help you

Free Credit Assessment

Understand your financial situation at no cost.

Lower Monthly Payments

Reduce your instalments by up to 50%.

Protect Your Credit Record

Prevent negative listings on credit bureaus.

No Additional Loans Required

Get financial relief without taking on more debt.

Single Affordable Payment

Simplify your finances with one manageable monthly repayment.

Regulated & Transparent Fees

Our fees are approved by the National Credit Regulator (NCR).

Clear Debt, Exit Easily

Once your debt is settled, you can exit the program hassle-free.

Judgements Removed

Work towards removing legal judgements against your name.

Understanding the process

Steps-01

FREE Consultation

One of our experts will contact you for a free, confidential financial check-up. This includes a free credit report.
Steps-02

Apply for Debt Review

If you qualify, we’ll send you a simple form to sign.
Steps-03

We Inform Your Creditors

We officially notify your creditors that you’re under debt review. From this point, you and your assets are legally protected.
Steps-04

We Negotiate a Better Payment Plan

We talk to your credit providers and arrange a repayment plan that fits your budget.
Steps-05

Pay 1 Easy Monthly Instalment

You make one affordable payment each month through a secure Payment Distribution Agent (PDA), which then pays your creditors.
Steps-06

Court Approval for Your Plan

Our legal team submits your new repayment plan to the court to make it official and ensure your continued protection.
Steps-07

Debt-Free & Credit Record Cleared

Once you’ve paid off your debt, we issue a clearance certificate and update the credit bureaus—so you can enjoy financial freedom!

MONTHLY SAVINGS from one of our clients:

Debt Old payment New payment Saving
Vehicle
R6 208.05
R4 985.00
R1 223.05
Bond
R5 423.41
R4 913.11
R510.30
Unsecured
R4 499.00
R2 792.29
R1 706.71

You’re Not Alone
DebtBuddy's on Your Side!

Simply fill out the form below, and one of our friendly experts will reach out to guide you through your next steps.

Already with us? Reach out directly to your personal debt counsellor, or send us an email at free@debtbuddy.co.za

This field is for validation purposes and should be left unchanged.
Name